13 Common Money Mistakes To Avoid [4]

Thursday 10th September 2020 Devotion
Scripture:- 1 Timothy 6:1-12
Topic:- 13 Common Money Mistakes To Avoid [4]
Text:- 1 Timothy 6:10

  1. Not Taking Out Insurance:
    If coronavirus has taught us anything, it’s this: always take out insurance on holidays. Always. In fact, taking out insurance on all big purchases is a no-brainier, whether it’s for your phone, a holiday, your car or even your home.
    How many times have you almost dropped your iPhone screen-first onto a rock hard floor and dreaded picking it up to assess the damage?
    Paying just a little bit every month could save you from being financially shipwrecked in the future. Some insurance purchases come with serious perks too, like one year of 2-for-1 cinema tickets for just £1.55 a month!
  2. Not Switching Bank Accounts Or Energy Providers:
    Staying loyal to Banks and energy providers should be a thing of the past. Never assume that, just because you’re a long-time customer, you’ll be getting the best deal on offer. More often than not, it’ll be the exact opposite.
    Banks and other utility providers know that people assume that switching means hassle, so they rely on human laziness to keep your business (and your money) by not offering you a better deal once you’ve settled.
    But most of the switching process is automated now, especially when it comes to switching bank accounts, and it’s actually really easy.
    Some Banks offer great cash rewards and interest rates on savings for new customers, so it’s definitely worth shopping around if you think you could get a better deal. The same goes for gas and electricity – you could be saving up to £400 every year with one simple switch!
    And make sure, once you do sign up, that you’re paying for all of your bills via Direct Debit so you never miss a payment, as systematically paying your bills on time will also help you build a good credit score.
  3. Not Haggling Your Broadband Or Mobile Phone Contract:
    Financial decision making comes in all shapes and sizes, and knowing when to switch over your bills is important. But it comes to broadband, you may not even have to switch to get a better deal as haggling can be just as effective.
    Phoning up and saying very nicely that you’re thinking of going elsewhere because you’ve found a better deal will often nudge the customer services assistant into offering you a better package than what you’ve got already.
    For mobile phones, more often than not, getting a SIM only deal and buying a phone elsewhere cost you less than staying in a long-term contract, especially if you sell your old phone.
    There are occasions where it may cost about the same, but the SIM only contract you’ll get will most likely come with a better data allowance and greater flexibility.

Prayer Point:- Oh Lord God, help me to manage my resources well henceforth by fire, in the name of Jesus Christ.

Have A Glorious Thursday!

Pastor Timothy Ogundele-Jesu

Pastor Timothy Ogundele-Jesu

Pastor Tim Ogundele_Jesu is a Minister of the Gospel of Jesus Christ and an apostle by the grace of God. He has been used by God prominently in the area of salvation, healing, blessing, and especially deliverance.

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